What happens if you have an accident while riding Uber or Lyft?
As ride-sharing services like Uber and Lyft become more popular, it’s important for everyone to know what to do if they’re involved in an accident with one of these companies.
By knowing the steps to take, you can help ensure that everyone involved is safe and that the proper authorities are notified.
What to do after a Uber or Lyft accident
If you are involved in an accident while riding in an Uber, there are a few things that you need to do in order to protect your rights. First and foremost, make sure that you are safe and seek medical attention if necessary. Then, following these steps:
- Get the driver’s information. This includes their name, contact information, and insurance information.
- Take pictures of the scene of the accident. This includes damage to both vehicles, as well as any injuries that may have been sustained.
- Notify Uber about the accident. You can do this through their app or by calling their customer service line.
- File a police report. This is important, as it will help document what happened and could be used in the event of a lawsuit.
- Contact a personal injury lawyer. A lawyer can help you understand your rights and guide you through the legal process.
Does Uber Have passenger insurance?
Yes, Uber does have passenger insurance. In the event of an accident, both the driver and the passengers are covered.
This includes medical expenses, property damage, and other costs associated with the accident.
Uber and Lyft provide third-party liability insurance, which covers up to $1 million for personal injuries and property damage in a single accident. When the ride sharing driver is at fault for an accident, you’re covered under this sort of liability policy as a passenger.
How many Uber Accidents are there?
According to Uber, there have been 49 “Uber-related” deaths in 2017 and 58 over 1.3 billion miles traveled by Uber vehicles, or 0.57 per 100 million miles.
The actual numbers are that in 2017, there were 49 “Uber-related” fatalities over 8.2 billion miles, or approximately 0.59 per 100 million miles traveled; in 2018, there were 58 over 1.3 billion, or about 0.57 per 100 million miles. The national average is 1.1 deaths per 100 million passenger miles, so Uber experiences half as many fatalities for every mile traveled on average.
However, a 2018 study conducted by the University of Chicago and Rice University instead concluded that rideshare services such as Uber and Lyft were responsible for a two to three-percent increase in traffic fatalities across the U.S. since 2011.
Uber Accident Statistics
According to Uber’s 2019 Safety Report, Uber vehicles were involved in fatal motor vehicle accidents at a rate of 0.57 per million vehicle miles traveled in 2018. This compares to the overall national rate of fatal motor vehicle accidents of 1.13 per million vehicle miles traveled.
Does Uber cover total cost
From the moment you accept a trip until its conclusion, this policy covers loss or damage to the vehicle. This coverage only applies if the vehicle is also insured for collision and comprehensive coverage on your personal auto policy.
Uber maintains insurance on your behalf that kicks in when you are online to provide protection for physical damage to your automobile up to its real cash value, regardless of who is at fault. There’s a $2,500 deductible that must be paid first before this coverage applies. Some vehicles available through the Vehicle Marketplace have a $1,000 deductible.
What insurance company does Uber use in Los Angeles?
In certain states, Allstate provides Uber with commercial auto insurance. To create coverage for its drivers that supplements their personal auto policies that do not cover commercial use, Uber has collaborated with Allstate, Farmers, James River Insurance, Progressive, and other carriers.
In California Uber Uses Progressive for its drivers
What is a comprehensive insurance?
Comprehensive coverage protects you against the financial consequences of a non-collision accident, such as vehicle damage
This includes losses resulting from events such as fire, theft, vandalism, and collision. It also typically includes coverage for events such as wind damage and hail damage. comprehensive insurance policies can also provide coverage for losses incurred while the vehicle is being used for business purposes.
How long have you got to make a claim after an accident in California
If you were injured in an Uber vehicle accident, you have up to two years from the date of the incident to file a claim.
SOCAL Abogados de Accidentes is a law firm in Southern California that specializes in personal injury cases. They have offices all around in California including Los Angeles, Orange County, San Bernardino.
WIth years of experience dealing with Uber accidents they can help you get the compensation you deserve. Contact them today for a free consultation